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Managing Director 

Mr. Ostrowski founded Ostrowski & Company, Inc. in January 1994.  Prior to forming O&Co, he served for thirteen years as Managing Director of Lyons, Zomback & Ostrowski, Inc., a firm he co-founded in 1980.  Lyons, Zomback & Ostrowski, Inc. was acquired by The Advest Group, Inc., a regional brokerage firm, in 1988.  Previously, he served in various capacities in both the Bank Supervision and the Loan and Credit Departments at the Federal Reserve Bank of Boston.  Following his role as Section Head of the Bank & Thrift Monitoring Group at the Boston Fed, he was a Vice President of Cates, Lyons & Co., consulting bank analysts. 

Since leaving the Fed in 1979, Mr. Ostrowski has been actively involved in providing advice to banks, bank holding companies and thrift institutions regarding capital and strategic planning, mergers and acquisitions, branch transactions and regulatory matters.  He has successfully advised institutions on non-underwritten capital raising efforts, including subscription offerings and private placements.  He has been involved in executing long-term acquisition-driven expansion strategies.  Mr. Ostrowski's hands-on experience in bank and thrift mergers and acquisitions spans over 30 years during which time he has counseled boards of directors and executive management and negotiated on behalf of both buyers and sellers. 

Mr. Ostrowski received his B.S. degree, with honors, in economics from Northeastern University, and was elected to Omicron Delta Epsilon, the national honor society for students of economics.   He is currently a member of the Association for Investment Management and Research and the New York Society of Security Analysts.  Mr. Ostrowski has lectured at various forums, including seminars sponsored by the FDIC, and meetings of state and national bank and thrift trade associations.  Mr. Ostrowski has been an instructor at the FDIC's Examiner Training School. He has also been an instructor at the Consumer Bankers Association's Graduate School of Retail Bank Management where he taught a course on mergers and acquisitions entitled "Negotiations Strategies".

Managing Director 

Ms. Monti joined O&Co as a Managing Director in June 1994. Ms. Monti brings hands on industry experience to O&Co with an eighteen year career at various Connecticut financial institutions. She has held executive positions in the areas of financial management, accounting, planning, operations, administration and credit.  Her last position was as Executive Vice President and Chief Financial Officer for Gateway Financial Corporation.  At Gateway, she was responsible for the design and implementation of a financial restructuring that combined the re-capitalization of the Company through a $28 million common stock rights offering with the resolution of $60 million in non-performing assets.  After successful implementation of the restructuring, Ms. Monti negotiated the sale of the Company to Shawmut National Corporation. 

In addition to extensive balance sheet restructuring experience, Ms. Monti has managed the acquisition and assimilation of a failed thrift; developed, implemented and measured performance of business plans for banks and thrifts of varying size and complexity; organized a credit administration and workout division and participated in data processing system selection, conversion and outsourcing. 

Since joining O&Co, she has become an integral part of O&Co’s management team. Her knowledge and expertise in all aspects of the industry has enabled O&Co to satisfy the requirements of all client related matters. She has successfully analyzed, negotiated and structured various merger and acquisition transactions and created strategic and operating plans for client success. Her financial expertise has enabled O&Co to assist clients in understanding how their profitability is driven and create strategies that result in real bottom line improvements. 

She has completed numerous speaking engagements and has participated in panels and seminars on asset/liability management, performance reporting, systems evaluation and management accounting.  Ms. Monti has instructed college level courses in accounting, cost control and marketing. 

Ms. Monti holds a B.S. in Accounting from Quinnipiac University, Hamden Connecticut and an M.B.A. from the University of New Haven also in Connecticut.  She has achieved the professional designation of Certified Management Accountant (CMA).